Opening the door to home ownership.

LFS Home Loans is proud to help borrowers purchase homes everyday. Give us a call at 1-866-812-4826 and let us open the door to home ownership for you.

Whether you have perfect credit or have had some trouble in the past, LFS Home Loans has a purchase loan tailored for your individual needs. Whether you are looking to buy your first home, the place where you will retire, or something in between, we have the experience and the expertise to help you get the best loan at the best terms possible.

• Recently Announced! The Housing Initiative for North Carolina and Virginia. This is an exciting loan program that fits many borrowers. Recent U.S. Citizen with no credit? Public Safety, Health Care, or Education Worker? First Time Buyer? When many banks would turn you down or require a significant downpayment, we can help you get into a home for as little as $500. With our North Carolina & Virginia Housing Initiative, LFS Home loans is helping more people achieve the dream of homeownership. Are you ready to take the next step? Click here for more information about this exciting home purchase program.
  
  
• First Time Home Buyer Programs. LFS Home Loans works with first-time buyers everyday. Our exciting Housing Iniative program has lenient guidelines to open up homeownership to many people, but even if that particular program isn't right for you, we can help. Our team understands the needs of first-time buyers and we have other programs that can be tailored to meet your individual needs. Stop renting and start building wealth. You can own your own home. Click here for more information about first time homebuyers.
  
  
• 100% or Great Financing. Have little money to put down? Maybe you want to go to the closing table with no money at all. We can help. LFS Home Loans can help qualifying borrowers obtain financing for 100%, 103% or even 106% of the purchase price, allowing you to save your money and savings for other things such as home improvements and furnishings. We will work with you and structure your deal in a way that benefits you and your financial future. Click here for more information about 100% or greater finance options.