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News Archive
Experts in a Challenging Market PDF Print E-mail
Monday, 11 February 2008
The mortgage industry is very volatile right now. From lenders and brokers closing shop to programs disappearing and rates fluctuating wildly and a foreclosure problem that doesn't seem to be getting any better; the mortgage business is in a state of transition and confusion. That is why, now more than ever, you need to choose who your mortgage company is very carefully. It is imperative that your broker or loan officer is experienced in the industry and has the knowledge and experience to whether the storm with you. We are here to help. Everyone on our staff has been in the mortgage business since before the decade began. Before the refi-boom or the flipping fads, we were here. Before rates were at historic lows and 100% programs were the norm, we were here. We've been through transitions before and we can help you weather this storm. We know how to wade through the mess and find you a good solid mortgage program with a strong lender that will be here next month and next year. Choose LFS Home Loans for your residential and commercial mortgage needs. We're in this together.
 
[UPDATED] Recently Self-Employed? PDF Print E-mail
Monday, 18 September 2006
Did you know LFS Home Loans can help North Carolina and Virginia residents with a 680 score get a bank-rate loan with NO JOB HISTORY REQUIRED?  On Purchases and Rate & Term Refinances, rates compare to our traditional super-low 30 year fixed rates, up to 95% loan-to-value.  No income verification necessary!  Ask for a Fast and Simple Loan from LFS Home Loans.
  • 1 Day Self-Employed OK.  Less than two years employment not required!
  • Career change OK, even if you changed lines of work!
  • Retirement OK.  Even if you are on fixed income!
  • Large job gaps OK.  Been out of work for a few months or many years?  No Problem.
  • No Income Verification Necessary!
Your good credit is all we need instead of income verification or consistent employment.  You've built good credit, you've earned a good rate without jumping through hoops.  Let us help you get the loan and the rate you deserve!
Read more...
 
Is it time to break your ARM? PDF Print E-mail
Monday, 18 September 2006

A few years ago, Adjustable Rate Mortgages (ARMs) were all the rage in North Carolina and Virginia. With rates around 3.5 to 4.5%, you can understand why. Many of those ARMs are adjusting now, or will be soon. With Prime, LIBOR, and other indeces considerably higher than the were a few years ago, most of those Adjustable Rate Mortgages are going to increase by 1, 2, 3% of more. And, in six months or a year, they are almost certainly going to adjust again.

Read more...
 
Now Hiring Qualified Mortgage Consultants PDF Print E-mail
Thursday, 31 August 2006

LFS Home Loans has opened hiring for its Raleigh, North Carolina retail branch location.  There are a few desks available for qualified candidates who should possess the following:

  • North Carolina Loan Officer's License
  • Experience in the Mortgage Business or other Financial Services Industry
  • Attention to detail and a desire to succeed
  • Reliable transportation
  • Working experience with Windows Operating System and the Internet
  • Successful track record in self-motivated environment
  • Proven team player
  • A strong moral character
  • The desire to help people, regardless of credit, socio-economic, cultural, or racial background.

 

Read more...
 
Online Loan Officer Chat Now Available. PDF Print E-mail
Monday, 28 August 2006

LFS Home Loans now offers a live loan officer chat through its website at www.lfshomeloans.com.  With this exciting new feature, North Carolina and Virginia borrowers can chat with a licensed loan officer about their mortgage needs whenever our office is open and during most nights and weekends.  If none of our loan officers are avalble, visitors can send an instant message to our staff for a fast response. 

Look for this button to access our live loan officer chat:

Read more...
 
New Website Unveiled PDF Print E-mail
Friday, 25 August 2006

Today LFS Home Loans unveiled its new website, accessible by visiting www.lfshomeloans.com.  The new website is faster, builds on our industry exceeding security standards, and offers 5 easy ways for North Carolina and Virginia residents to apply for a mortgage loan.  We also have a new forms and documents page for borrowers to quickly access the documents they need.  Finally, users can save virtually every page of the new site as a pdf, print it, or e-mail it to a friend all by a single mouse click, helping them to compare our services to other mortgage brokers and lenders.

In the coming weeks we will be unveiling additional features to our new website, providing additional resources for North Carolina and Virginia residents who are looking to buy, build or refinance their home.  For additional information, please contact LFS Home Loans at 1-866-812-4826. 

 
Back To School Shopping For Kids PDF Print E-mail
Wednesday, 19 July 2006
LFS Home Loans today continued its tradition of supporting the Wake County Fraternal Order of Police efforts in taking area youth shopping for back to school supplies.  Lodge Number 41 has been helping less fortunate Wake County youth for years with back to school and Christmas shopping programs.  LFS Home Loans is proud to continue its support of these activities.
 
Congratulations Carolina Hurricanes! PDF Print E-mail
Sunday, 18 June 2006

LFS Home Loans would like to congratulate the Carolina Hurricanes on winning professional sports' most storied trophy, Lord Stanley's Cup. The Hurricanes first NHL Championship is also the first professional sports championship to have ever been earned by a North Carolina Franchise.

Congratulations Hurricanes! The series was like the playoffs, exciting and sometimes overwhelming. But the Hurricanes lived up to their slogan "Whatever It Takes" and they made us all proud by defeating the Edmonton Oilers 3-1 in game seven of the finals.

Go Canes! Thanks for an amazing ride and making the world appreciate "redneck hockey".

 
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