Every customer is an individual and every situation is unique. LFS Home Loans works with borrowers of all credit backgrounds on a one-to-one basis to ensure that their needs taken care of and their expectations are completely met. Call your licensed mortgage consultant today and find out how we can work for you.

There are many different terms and programs offered by LFS Home Loans, and if one doesn't fit your exact needs, we will search the top lends in the country and leverage our experience to tailor a loan program to meet your needs and documentation requirements. Some of the most common loan programs are linked below. And of course call us at 1-866-812-4826 if you have any questions.

• Purchase Loans. Are you ready to buy a home in North Carolina or Virginia? The LFS Home Loans team can help. Whether you have perfect credit, or have had trouble in the past we have programs for you. We also have programs for borrowers who want to make a downpayment, and those borrowers who don't. Click here for more information about LFS Home Loans' purchase loan programs.
  
  
• Home Construction Financing. Building a new home or addition? LFS Home Loans works with North Carolina and Virginia borrowers who are ready to take the next step and build the home of their dreams. Click here for more information about financing your dream home construction.
  
  
• Refinance Loans. Is it time to pull some equity out of your house? How about lowering your interest rate or reducing the time left on your loan? Maybe you need to consolidate your debts and escape the high interest rates of credit cards and other unsecured loans? LFS Home Loans has the expertise to help you accomplish your financial goals with a refinance. Click here for more information on refinance loan options from LFS Home Loans.
  
  
• Home Equity Lines of Credit (HELOC). Is it time for a safety net? Would you like a loan with the tax benefits of a mortgage, that only charges you interest when you use it, and is cheaper than other credit options? Maybe its time for a Home Equity Line of Credit from LFS Home Loans. Click here for more information about Home Equity Lines of Credit from LFS Home Loans.
  
  
• Commercial Real Estate Loans. Do you need financing for a commercial real estate project? Whether your commercial project is for residential development, commercial storefront or is industrial by nature, LFS Home Loans can provide you with better financing options than your local bank or credit union. Click here for more information about North Carolina and Virginia Commercial Mortgages.
  
  

More Loan Program Information:

• Documentation Types. For more information about the different documentation types available for mortgages offered by LFS Home Loans, click here.